How Does Debx Work?

Debx enables your credit card to double as a debit card by automatically paying off life’s daily purchases!

Connect

Connect

Link existing credit card(s) and current checking account on Debx’s app

Set

Set

Gain control by setting two payment rules – Auto Pay & Shutoff – that automatically determine whether purchases stay on credit or are paid off daily using your checking account

Use

Use

Use your existing credit card for every day purchases

Watch

Watch

Watch your credit card rewards grow as Debx automatically pays off purchases using your existing checking account, every day

Why Join?

Whether you are a debit or credit card user, Debx makes life easier by automating smart payment habits

Use Credit Pay Like DebitUse credit. Pay like debit.

Use credit for every day spend. Debx automatically pays off your purchases daily.

Earn More Rewards

Earn more rewards

Earn credit card points or cashback on every purchase without the risks.

Better Consumer ProtectionBetter consumer protections

Purchase with confidence with better built-in protections credit cards offer.

Build and Increase Credit ScoreBuild and increase credit score

Using credit builds credit. Paying off balances on-time increases your credit score.

Simple Easy FreeSimple, easy, and free

Use your current credit card and existing checking account. Enroll in 90 seconds for free.

Control and MonitorControl and monitor

Avoid late fees and overdrafts by setting payment rules and alerts.

Debit Users | Credit Users

Simple Easy FreeSimple and easy

Link existing credit card(s) with a checking account. Enroll in 90 seconds for free.

Link Unlimited Cards

Link unlimited cards

Link unlimited cards for free. Make life easier with the things already in your wallet.

Consolidate and TrackConsolidate and track

View rewards, balances, and transactions in
one place.

SetControl

Set-up which payments automatically stay on credit and others to pay off daily

Smarter than AutopaySmarter than autopay

Save time by eliminating need to manually check bank and credit card websites.

MonitorMonitor

Avoid late fees and overdrafts by setting payment rules and alerts.

Debit Users | Credit Users

Who Should Join?

Earn more rewards with things already in your wallet. Feel smart by automating your credit card payments, every day

The Disciplined Spender

A penny saved is a penny earned

Disciplined SpenderGain the benefits of credit without sacrificing the fiscal discipline of debit. Avoid missing bills and overdraft fees.

The Big Spender

Live larger by being smarter

Big SpenderReduce financial shock and the end of every month. Set-up which purchases automatically stay on credit and others to pay off daily.

The Rewards Junkie

Maximize with ease

Rewards JunkieStop checking multiple apps and websites. Consolidate and track all rewards, balances, and transactions in one place.

The Life Hacker

Stay one step ahead of the game

Life Hacker

Keep beating the system. Never miss a bill or be charged late and overdraft fees. Start making worry-free purchases.

Bank Grade Security

Built by industry veterans, all your data is protected with 256-bit encryption and never stored on your phone, tablet, or computer.

256 Bit Encryption

Account Safeguards

Account Monitoring & Alerts

Money Never Touched

Bank Grade Security

No New Account Required

Security

Contact Us

Have a question? Send us an email and we’ll get right back to you.